Call reports 2021
B1BANK — 2021
What B1BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,450,194,000 | 4,328,458,000 | 4,405,589,000 | 4,729,100,000 |
| Total loans | 3,044,276,000 | 2,856,720,000 | 3,067,734,000 | 3,190,808,000 |
| Allowance for loan losses | 25,251,000 | 26,702,000 | 28,146,000 | 29,112,000 |
| Securities available for sale | 721,224,000 | 882,802,000 | 1,034,491,000 | 1,021,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,873,176,000 | 3,731,353,000 | 3,776,973,000 | 4,080,545,000 |
| Interest-bearing deposits | 2,666,915,000 | 2,545,222,000 | 2,561,418,000 | 2,780,296,000 |
| Noninterest-bearing deposits | 1,206,261,000 | 1,186,131,000 | 1,215,555,000 | 1,300,249,000 |
| Equity capital | 481,216,000 | 505,408,000 | 503,249,000 | 509,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 44,201,000 | 86,480,000 | 127,940,000 | 170,162,000 |
| Interest expense | 3,299,000 | 6,569,000 | 9,666,000 | 12,467,000 |
| Net interest income | 40,902,000 | 79,911,000 | 118,274,000 | 157,695,000 |
| Noninterest income | 4,785,000 | 21,998,000 | 28,159,000 | 35,509,000 |
| Noninterest expense | 25,762,000 | 55,012,000 | 83,367,000 | 112,815,000 |
| Provision for loan losses | 3,359,000 | 5,600,000 | 6,747,000 | 8,047,000 |
| Pretax income | 16,561,000 | 41,242,000 | 56,253,000 | 72,720,000 |
| Income tax | 3,221,000 | 8,332,000 | 11,381,000 | 14,338,000 |
| Net income | 13,340,000 | 32,910,000 | 44,872,000 | 58,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 411,861,000 | 425,185,000 | 424,585,000 | 438,898,000 |
| Total capital | 437,388,000 | 452,640,000 | 453,375,000 | 468,834,000 |
| Risk-weighted assets | 3,266,050,000 | 3,508,706,000 | 3,738,981,000 | 4,005,140,000 |