Call reports 2019
B1BANK — 2019
What B1BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,101,822,000 | 2,154,590,000 | 2,222,738,000 | 2,274,490,000 |
| Total loans | 1,586,935,000 | 1,643,016,000 | 1,694,983,000 | 1,710,516,000 |
| Allowance for loan losses | 11,818,000 | 11,603,000 | 12,090,000 | 12,124,000 |
| Securities available for sale | 304,122,000 | 294,981,000 | 288,231,000 | 278,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,759,869,000 | 1,716,320,000 | 1,743,002,000 | 1,789,316,000 |
| Interest-bearing deposits | 1,361,365,000 | 1,320,375,000 | 1,334,790,000 | 1,388,882,000 |
| Noninterest-bearing deposits | 398,504,000 | 395,945,000 | 408,212,000 | 400,434,000 |
| Equity capital | 276,846,000 | 286,933,000 | 293,699,000 | 300,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 24,616,000 | 50,527,000 | 76,717,000 | 103,318,000 |
| Interest expense | 5,033,000 | 10,310,000 | 15,945,000 | 21,539,000 |
| Net interest income | 19,583,000 | 40,217,000 | 60,772,000 | 81,779,000 |
| Noninterest income | 2,703,000 | 6,740,000 | 8,754,000 | 9,915,000 |
| Noninterest expense | 13,668,000 | 27,656,000 | 41,990,000 | 55,561,000 |
| Provision for loan losses | 633,000 | 1,935,000 | 2,414,000 | 2,606,000 |
| Pretax income | 7,985,000 | 17,424,000 | 25,206,000 | 33,633,000 |
| Income tax | 1,548,000 | 3,428,000 | 4,942,000 | 6,863,000 |
| Net income | 6,437,000 | 13,996,000 | 20,264,000 | 26,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,855,000 | 228,963,000 | 235,626,000 | 242,290,000 |
| Total capital | 231,673,000 | 240,566,000 | 247,716,000 | 254,520,000 |
| Risk-weighted assets | 1,821,503,000 | 1,869,705,000 | 1,931,118,000 | 1,987,909,000 |