Call reports 2016
B1BANK — 2016
What B1BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,155,424,000 | 1,174,929,000 | 1,107,813,000 | 1,105,165,000 |
| Total loans | 789,379,000 | 797,850,000 | 811,748,000 | 811,131,000 |
| Allowance for loan losses | 7,214,000 | 7,380,000 | 7,746,000 | 8,162,000 |
| Securities available for sale | 206,920,000 | 207,528,000 | 209,672,000 | 198,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 165,000 | 190,000 | 165,000 | 62,000 |
| Total deposits | 978,732,000 | 1,000,026,000 | 931,429,000 | 933,088,000 |
| Interest-bearing deposits | 775,025,000 | 758,159,000 | 717,977,000 | 709,627,000 |
| Noninterest-bearing deposits | 203,707,000 | 241,867,000 | 213,452,000 | 223,461,000 |
| Equity capital | 115,861,000 | 116,878,000 | 118,304,000 | 116,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,704,000 | 21,246,000 | 32,525,000 | 43,252,000 |
| Interest expense | 1,237,000 | 2,660,000 | 4,145,000 | 5,622,000 |
| Net interest income | 9,467,000 | 18,586,000 | 28,380,000 | 37,630,000 |
| Noninterest income | 1,238,000 | 2,567,000 | 3,945,000 | 5,372,000 |
| Noninterest expense | 8,148,000 | 16,851,000 | 25,813,000 | 33,826,000 |
| Provision for loan losses | 670,000 | 820,000 | 920,000 | 1,220,000 |
| Pretax income | 2,062,000 | 3,713,000 | 5,823,000 | 8,188,000 |
| Income tax | 486,000 | 913,000 | 1,474,000 | 2,111,000 |
| Net income | 1,576,000 | 2,800,000 | 4,349,000 | 6,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,244,000 | 106,721,000 | 108,232,000 | 109,747,000 |
| Total capital | 113,458,000 | 114,101,000 | 115,978,000 | 117,909,000 |
| Risk-weighted assets | 972,995,000 | 986,698,000 | 992,775,000 | 991,552,000 |