Call reports 2015
B1BANK — 2015
What B1BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 735,172,000 | 1,105,491,000 | 1,066,789,000 | 1,075,540,000 |
| Total loans | 579,580,000 | 732,888,000 | 745,341,000 | 772,392,000 |
| Allowance for loan losses | 6,825,000 | 7,049,000 | 7,171,000 | 7,244,000 |
| Securities available for sale | 89,428,000 | 203,652,000 | 214,017,000 | 210,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 131,000 | 74,000 | 134,000 | 98,000 |
| Total deposits | 627,736,000 | 926,893,000 | 865,988,000 | 905,475,000 |
| Interest-bearing deposits | 510,039,000 | 686,838,000 | 665,297,000 | 686,550,000 |
| Noninterest-bearing deposits | 117,697,000 | 240,055,000 | 200,691,000 | 218,925,000 |
| Equity capital | 78,079,000 | 110,191,000 | 112,620,000 | 113,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,010,000 | 16,791,000 | 27,869,000 | 38,494,000 |
| Interest expense | 912,000 | 2,116,000 | 3,235,000 | 4,351,000 |
| Net interest income | 6,098,000 | 14,675,000 | 24,634,000 | 34,143,000 |
| Noninterest income | 563,000 | 1,533,000 | 2,317,000 | 3,361,000 |
| Noninterest expense | 4,706,000 | 11,904,000 | 20,905,000 | 29,232,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,200,000 |
| Pretax income | 1,805,000 | 4,004,000 | 5,598,000 | 7,057,000 |
| Income tax | 512,000 | 1,118,000 | 1,525,000 | 1,999,000 |
| Net income | 1,293,000 | 2,886,000 | 4,073,000 | 5,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,298,000 | 106,719,000 | 107,335,000 | 108,584,000 |
| Total capital | 85,123,000 | 113,768,000 | 114,506,000 | 115,828,000 |
| Risk-weighted assets | 690,412,000 | 922,799,000 | 951,015,000 | 951,992,000 |