Call reports 2014
B1BANK — 2014
What B1BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 690,197,000 | 683,053,000 | 696,219,000 | 685,197,000 |
| Total loans | 532,909,000 | 537,357,000 | 541,085,000 | 558,386,000 |
| Allowance for loan losses | 6,066,000 | 6,232,000 | 6,655,000 | 6,632,000 |
| Securities available for sale | 78,092,000 | 76,609,000 | 76,197,000 | 74,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 111,000 | 128,000 | 91,000 | 113,000 |
| Total deposits | 599,762,000 | 590,759,000 | 602,069,000 | 590,352,000 |
| Interest-bearing deposits | 494,009,000 | 479,021,000 | 488,722,000 | 481,338,000 |
| Noninterest-bearing deposits | 105,753,000 | 111,738,000 | 113,347,000 | 109,014,000 |
| Equity capital | 71,554,000 | 73,340,000 | 74,731,000 | 76,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,892,000 | 13,675,000 | 20,511,000 | 27,330,000 |
| Interest expense | 950,000 | 1,910,000 | 2,894,000 | 3,826,000 |
| Net interest income | 5,942,000 | 11,765,000 | 17,617,000 | 23,504,000 |
| Noninterest income | 442,000 | 839,000 | 1,480,000 | 1,885,000 |
| Noninterest expense | 4,548,000 | 9,074,000 | 13,625,000 | 18,214,000 |
| Provision for loan losses | 150,000 | 300,000 | 700,000 | 700,000 |
| Pretax income | 1,692,000 | 3,236,000 | 4,778,000 | 6,488,000 |
| Income tax | 450,000 | 858,000 | 1,267,000 | 1,735,000 |
| Net income | 1,242,000 | 2,378,000 | 3,511,000 | 4,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,494,000 | 74,630,000 | 75,763,000 | 77,005,000 |
| Total capital | 79,560,000 | 80,862,000 | 82,418,000 | 83,637,000 |
| Risk-weighted assets | 615,347,000 | 615,618,000 | 612,987,000 | 645,188,000 |