Call reports 2013
B1BANK — 2013
What B1BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 682,421,000 | 697,714,000 | 682,848,000 | 683,187,000 |
| Total loans | 465,263,000 | 479,280,000 | 492,859,000 | 536,045,000 |
| Allowance for loan losses | 5,085,000 | 5,588,000 | 5,908,000 | 6,043,000 |
| Securities available for sale | 179,628,000 | 165,616,000 | 136,209,000 | 102,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 359,000 | 198,000 | 173,000 | 97,000 |
| Total deposits | 565,701,000 | 564,497,000 | 569,362,000 | 595,814,000 |
| Interest-bearing deposits | 452,714,000 | 451,613,000 | 458,212,000 | 478,515,000 |
| Noninterest-bearing deposits | 112,987,000 | 112,884,000 | 111,150,000 | 117,299,000 |
| Equity capital | 69,233,000 | 66,396,000 | 68,258,000 | 69,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,032,000 | 14,090,000 | 21,740,000 | 28,851,000 |
| Interest expense | 1,188,000 | 2,368,000 | 3,556,000 | 4,578,000 |
| Net interest income | 5,844,000 | 11,722,000 | 18,184,000 | 24,273,000 |
| Noninterest income | 722,000 | 1,559,000 | 2,948,000 | 4,883,000 |
| Noninterest expense | 5,299,000 | 10,455,000 | 15,575,000 | 22,211,000 |
| Provision for loan losses | 180,000 | 360,000 | 420,000 | 751,000 |
| Pretax income | 1,144,000 | 2,577,000 | 5,273,000 | 7,065,000 |
| Income tax | 217,000 | 489,000 | 1,163,000 | 1,507,000 |
| Net income | 1,014,000 | 2,177,000 | 4,091,000 | 5,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,972,000 | 67,881,000 | 70,620,000 | 72,252,000 |
| Total capital | 73,057,000 | 73,469,000 | 76,528,000 | 78,295,000 |
| Risk-weighted assets | 571,594,000 | 579,601,000 | 593,877,000 | 616,905,000 |