Call reports 2012
B1BANK — 2012
What B1BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 653,328,000 | 644,682,000 | 687,592,000 | 683,205,000 |
| Total loans | 441,466,000 | 455,997,000 | 453,360,000 | 460,236,000 |
| Allowance for loan losses | 7,088,000 | 6,201,000 | 5,156,000 | 5,885,000 |
| Securities available for sale | 150,237,000 | 155,032,000 | 162,913,000 | 173,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 494,000 | 471,000 | 434,000 | 424,000 |
| Total deposits | 542,913,000 | 532,142,000 | 570,678,000 | 568,170,000 |
| Interest-bearing deposits | 502,478,000 | 487,486,000 | 455,717,000 | 447,833,000 |
| Noninterest-bearing deposits | 40,435,000 | 44,656,000 | 114,961,000 | 120,337,000 |
| Equity capital | 65,162,000 | 66,546,000 | 68,512,000 | 68,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,202,000 | 14,349,000 | 21,428,000 | 28,409,000 |
| Interest expense | 1,377,000 | 2,725,000 | 4,036,000 | 5,378,000 |
| Net interest income | 5,825,000 | 11,624,000 | 17,392,000 | 23,031,000 |
| Noninterest income | 897,000 | 1,730,000 | 2,505,000 | 3,716,000 |
| Noninterest expense | 5,053,000 | 10,225,000 | 15,336,000 | 20,246,000 |
| Provision for loan losses | 682,000 | 1,307,000 | 1,487,000 | 2,349,000 |
| Pretax income | 1,003,000 | 2,086,000 | 3,258,000 | 4,611,000 |
| Income tax | 191,000 | 394,000 | 643,000 | 903,000 |
| Net income | 838,000 | 1,765,000 | 2,771,000 | 3,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,051,000 | 64,957,000 | 65,903,000 | 67,021,000 |
| Total capital | 70,591,000 | 71,158,000 | 71,059,000 | 72,906,000 |
| Risk-weighted assets | 522,654,000 | 533,476,000 | 530,426,000 | 575,242,000 |