Call reports 2011
B1BANK — 2011
What B1BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 658,493,000 | 636,561,000 | 676,796,000 | 654,348,000 |
| Total loans | 417,633,000 | 425,703,000 | 424,422,000 | 441,856,000 |
| Allowance for loan losses | 7,573,000 | 5,825,000 | 6,725,000 | 7,338,000 |
| Securities available for sale | 198,768,000 | 171,204,000 | 215,124,000 | 159,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 465,000 | 531,000 | 578,000 | 522,000 |
| Total deposits | 555,898,000 | 530,579,000 | 550,389,000 | 544,764,000 |
| Interest-bearing deposits | 524,288,000 | 502,543,000 | 515,595,000 | 499,314,000 |
| Noninterest-bearing deposits | 31,610,000 | 28,036,000 | 34,794,000 | 45,450,000 |
| Equity capital | 58,746,000 | 61,897,000 | 64,411,000 | 64,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,343,000 | 14,660,000 | 21,817,000 | 28,997,000 |
| Interest expense | 1,902,000 | 3,670,000 | 5,347,000 | 6,877,000 |
| Net interest income | 5,441,000 | 10,990,000 | 16,470,000 | 22,120,000 |
| Noninterest income | 358,000 | 677,000 | 1,617,000 | 2,623,000 |
| Noninterest expense | 4,670,000 | 9,549,000 | 14,190,000 | 19,226,000 |
| Provision for loan losses | 915,000 | 1,629,000 | 3,219,000 | 4,618,000 |
| Pretax income | 187,000 | 450,000 | 741,000 | 1,162,000 |
| Income tax | -34,000 | -46,000 | -82,000 | -143,000 |
| Net income | 245,000 | 560,000 | 931,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,393,000 | 62,083,000 | 62,710,000 | 63,215,000 |
| Total capital | 66,657,000 | 67,908,000 | 69,161,000 | 69,790,000 |
| Risk-weighted assets | 499,813,000 | 500,711,000 | 515,806,000 | 525,240,000 |