Call reports 2010
B1BANK — 2010
What B1BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 643,843,000 | 638,194,000 | 669,505,000 | 656,704,000 |
| Total loans | 438,131,000 | 402,827,000 | 399,032,000 | 404,550,000 |
| Allowance for loan losses | 5,005,000 | 5,564,000 | 6,853,000 | 8,006,000 |
| Securities available for sale | 177,406,000 | 202,474,000 | 239,207,000 | 218,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 454,000 | 600,000 | 701,000 | 549,000 |
| Total deposits | 506,669,000 | 516,633,000 | 562,460,000 | 544,399,000 |
| Interest-bearing deposits | 476,634,000 | 500,883,000 | 540,796,000 | 522,052,000 |
| Noninterest-bearing deposits | 30,035,000 | 15,750,000 | 21,664,000 | 22,347,000 |
| Equity capital | 60,675,000 | 60,856,000 | 60,994,000 | 56,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,861,000 | 15,606,000 | 23,505,000 | 30,833,000 |
| Interest expense | 2,532,000 | 4,907,000 | 7,252,000 | 9,341,000 |
| Net interest income | 5,329,000 | 10,699,000 | 16,253,000 | 21,492,000 |
| Noninterest income | 315,000 | 566,000 | 780,000 | 811,000 |
| Noninterest expense | 4,014,000 | 8,348,000 | 12,882,000 | 17,090,000 |
| Provision for loan losses | 900,000 | 2,796,000 | 4,843,000 | 6,205,000 |
| Pretax income | 778,000 | 1,150,000 | 1,268,000 | 1,159,000 |
| Income tax | 102,000 | 101,000 | 79,000 | -98,000 |
| Net income | 676,000 | 1,049,000 | 1,189,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,714,000 | 61,087,000 | 59,470,000 | 59,174,000 |
| Total capital | 65,719,000 | 66,651,000 | 65,638,000 | 65,256,000 |
| Risk-weighted assets | 523,697,000 | 481,597,000 | 492,757,000 | 484,667,000 |