Call reports 2009
B1BANK — 2009
What B1BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 563,649,000 | 555,738,000 | 601,466,000 | 666,287,000 |
| Total loans | 340,982,000 | 359,539,000 | 375,687,000 | 428,146,000 |
| Allowance for loan losses | 3,439,000 | 4,070,000 | 4,310,000 | 4,914,000 |
| Securities available for sale | 208,209,000 | 183,996,000 | 198,045,000 | 199,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 364,000 | 420,000 | 336,000 |
| Total deposits | 475,551,000 | 464,655,000 | 486,841,000 | 534,533,000 |
| Interest-bearing deposits | 433,290,000 | 432,633,000 | 472,006,000 | 452,135,000 |
| Noninterest-bearing deposits | 42,261,000 | 32,022,000 | 14,835,000 | 82,398,000 |
| Equity capital | 45,393,000 | 45,310,000 | 49,443,000 | 54,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,340,000 | 14,338,000 | 22,213,000 | 30,536,000 |
| Interest expense | 3,359,000 | 6,350,000 | 9,077,000 | 11,770,000 |
| Net interest income | 3,981,000 | 7,988,000 | 13,136,000 | 18,766,000 |
| Noninterest income | 136,000 | 233,000 | 699,000 | 893,000 |
| Noninterest expense | 3,266,000 | 6,741,000 | 10,724,000 | 15,031,000 |
| Provision for loan losses | 675,000 | 1,350,000 | 2,025,000 | 3,025,000 |
| Pretax income | 618,000 | 1,228,000 | 2,575,000 | 3,092,000 |
| Income tax | 35,000 | 186,000 | 589,000 | 515,000 |
| Net income | 583,000 | 1,042,000 | 1,986,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,006,000 | 47,464,000 | 49,486,000 | 56,038,000 |
| Total capital | 49,445,000 | 51,534,000 | 53,796,000 | 60,952,000 |
| Risk-weighted assets | 421,233,000 | 425,343,000 | 451,919,000 | 527,409,000 |