Call reports 2008
B1BANK — 2008
What B1BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 370,198,000 | 452,999,000 | 456,070,000 | 519,811,000 |
| Total loans | 255,288,000 | 294,537,000 | 312,190,000 | 333,501,000 |
| Allowance for loan losses | 3,046,000 | 3,421,000 | 3,400,000 | 3,850,000 |
| Securities available for sale | 71,058,000 | 80,991,000 | 118,683,000 | 167,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 47,000 | 18,000 | 0 |
| Total deposits | 329,230,000 | 409,850,000 | 410,373,000 | 433,260,000 |
| Interest-bearing deposits | 288,924,000 | 340,101,000 | 361,360,000 | 384,733,000 |
| Noninterest-bearing deposits | 40,306,000 | 69,749,000 | 49,013,000 | 48,527,000 |
| Equity capital | 38,692,000 | 40,441,000 | 42,606,000 | 43,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,911,000 | 11,921,000 | 18,749,000 | 25,583,000 |
| Interest expense | 2,898,000 | 5,884,000 | 9,221,000 | 12,653,000 |
| Net interest income | 3,013,000 | 6,037,000 | 9,528,000 | 12,930,000 |
| Noninterest income | 169,000 | 340,000 | 446,000 | 522,000 |
| Noninterest expense | 2,328,000 | 4,918,000 | 7,688,000 | 10,577,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,275,000 | 1,725,000 |
| Pretax income | 479,000 | 709,000 | 1,011,000 | 1,150,000 |
| Income tax | 163,000 | 186,000 | 287,000 | 327,000 |
| Net income | 316,000 | 523,000 | 724,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,915,000 | 41,122,000 | 43,323,000 | 43,423,000 |
| Total capital | 40,961,000 | 44,543,000 | 46,723,000 | 47,273,000 |
| Risk-weighted assets | 297,649,000 | 349,964,000 | 362,649,000 | 401,586,000 |