Call reports 2007
B1BANK — 2007
What B1BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 167,342,000 | 278,100,000 | 399,229,000 | 391,940,000 |
| Total loans | 126,430,000 | 157,321,000 | 189,620,000 | 216,545,000 |
| Allowance for loan losses | 1,189,000 | 1,441,000 | 1,821,000 | 2,671,000 |
| Securities available for sale | 16,368,000 | 16,638,000 | 41,460,000 | 46,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,578,000 | 245,793,000 | 365,082,000 | 356,155,000 |
| Interest-bearing deposits | 123,589,000 | 168,337,000 | 212,245,000 | 217,481,000 |
| Noninterest-bearing deposits | 11,989,000 | 77,456,000 | 152,837,000 | 138,674,000 |
| Equity capital | 30,790,000 | 30,887,000 | 32,496,000 | 32,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 6,516,000 | 12,060,000 | 18,016,000 |
| Interest expense | 1,104,000 | 2,784,000 | 5,000,000 | 7,684,000 |
| Net interest income | 1,580,000 | 3,732,000 | 7,060,000 | 10,332,000 |
| Noninterest income | 22,000 | 53,000 | 142,000 | 300,000 |
| Noninterest expense | 1,262,000 | 2,688,000 | 4,403,000 | 6,428,000 |
| Provision for loan losses | 402,000 | 654,000 | 1,034,000 | 1,884,000 |
| Pretax income | -62,000 | 443,000 | 1,765,000 | 2,320,000 |
| Income tax | 0 | 0 | 0 | -467,000 |
| Net income | -62,000 | 443,000 | 1,765,000 | 2,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,801,000 | 31,357,000 | 32,730,000 | 32,323,000 |
| Total capital | 31,990,000 | 32,798,000 | 34,551,000 | 34,994,000 |
| Risk-weighted assets | 137,855,000 | 189,500,000 | 234,754,000 | 270,029,000 |