Call reports 2007
SYCAMORE NATIONAL BANK, THE — 2007
What SYCAMORE NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 49,284,000 | 48,579,000 | 49,062,000 |
| Total loans | 42,304,000 | 43,776,000 | 44,567,000 |
| Allowance for loan losses | 639,000 | 635,000 | 607,000 |
| Securities available for sale | 1,282,000 | 1,284,000 | 496,000 |
| Securities held to maturity | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,559,000 | 43,825,000 | 44,232,000 |
| Interest-bearing deposits | 40,643,000 | 39,947,000 | 40,482,000 |
| Noninterest-bearing deposits | 3,916,000 | 3,878,000 | 3,750,000 |
| Equity capital | 4,517,000 | 4,572,000 | 4,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 940,000 | 1,905,000 | 2,872,000 |
| Interest expense | 356,000 | 721,000 | 1,094,000 |
| Net interest income | 584,000 | 1,184,000 | 1,778,000 |
| Noninterest income | 42,000 | 91,000 | 140,000 |
| Noninterest expense | 498,000 | 1,027,000 | 1,565,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 |
| Pretax income | 83,000 | 158,000 | 218,000 |
| Income tax | 28,000 | 54,000 | 74,000 |
| Net income | 55,000 | 104,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 4,529,000 | 4,583,000 | 4,611,000 |
| Total capital | 5,073,000 | 5,135,000 | 5,143,000 |
| Risk-weighted assets | 43,441,000 | 44,400,000 | 44,847,000 |