Call reports 2002
SYCAMORE NATIONAL BANK, THE — 2002
What SYCAMORE NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,977,000 | 43,587,000 | 44,430,000 | 44,237,000 |
| Total loans | 32,685,000 | 33,135,000 | 33,978,000 | 35,837,000 |
| Allowance for loan losses | 451,000 | 457,000 | 468,000 | 481,000 |
| Securities available for sale | 1,569,000 | 1,677,000 | 1,922,000 | 1,464,000 |
| Securities held to maturity | 75,000 | 34,000 | 32,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,043,000 | 38,548,000 | 39,660,000 | 39,815,000 |
| Interest-bearing deposits | 36,645,000 | 35,763,000 | 36,778,000 | 36,701,000 |
| Noninterest-bearing deposits | 3,398,000 | 2,785,000 | 2,882,000 | 3,114,000 |
| Equity capital | 3,385,000 | 3,421,000 | 3,440,000 | 3,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,452,000 | 2,161,000 | 2,901,000 |
| Interest expense | 299,000 | 582,000 | 858,000 | 1,118,000 |
| Net interest income | 423,000 | 870,000 | 1,303,000 | 1,783,000 |
| Noninterest income | 60,000 | 110,000 | 174,000 | 251,000 |
| Noninterest expense | 397,000 | 799,000 | 1,210,000 | 1,611,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 53,000 | 115,000 | 168,000 | 291,000 |
| Income tax | 18,000 | 39,000 | 57,000 | 99,000 |
| Net income | 35,000 | 76,000 | 111,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,381,000 | 3,411,000 | 3,436,000 | 3,506,000 |
| Total capital | 3,816,000 | 3,847,000 | 3,884,000 | 3,971,000 |
| Risk-weighted assets | 34,760,000 | 34,880,000 | 35,830,000 | 37,222,000 |