Call reports 2001
SYCAMORE NATIONAL BANK, THE — 2001
What SYCAMORE NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,501,000 | 42,881,000 | 44,457,000 | 45,571,000 |
| Total loans | 31,551,000 | 33,360,000 | 33,516,000 | 33,028,000 |
| Allowance for loan losses | 422,000 | 434,000 | 465,000 | 447,000 |
| Securities available for sale | 1,703,000 | 1,557,000 | 1,576,000 | 1,569,000 |
| Securities held to maturity | 399,000 | 295,000 | 192,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,112,000 | 38,299,000 | 39,744,000 | 40,787,000 |
| Interest-bearing deposits | 33,082,000 | 35,383,000 | 36,550,000 | 37,553,000 |
| Noninterest-bearing deposits | 3,030,000 | 2,916,000 | 3,194,000 | 3,234,000 |
| Equity capital | 3,206,000 | 3,242,000 | 3,303,000 | 3,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,720,000 | 2,592,000 | 3,393,000 |
| Interest expense | 386,000 | 805,000 | 1,222,000 | 1,574,000 |
| Net interest income | 475,000 | 915,000 | 1,370,000 | 1,819,000 |
| Noninterest income | 53,000 | 116,000 | 173,000 | 224,000 |
| Noninterest expense | 404,000 | 795,000 | 1,193,000 | 1,562,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 91,000 | 170,000 | 251,000 | 349,000 |
| Income tax | 31,000 | 58,000 | 85,000 | 118,000 |
| Net income | 60,000 | 112,000 | 166,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,225,000 | 3,262,000 | 3,309,000 | 3,363,000 |
| Total capital | 3,647,000 | 3,696,000 | 3,742,000 | 3,794,000 |
| Risk-weighted assets | 36,418,000 | 34,724,000 | 34,603,000 | 34,459,000 |