Call reports 2025
BLUE GRASS VALLEY BANK, THE — 2025
What BLUE GRASS VALLEY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,824,000 | 58,948,000 | 59,539,000 | 62,873,000 |
| Total loans | 35,785,000 | 36,735,000 | 36,290,000 | 35,226,000 |
| Allowance for loan losses | 449,000 | 449,000 | 450,000 | 448,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,879,000 | 13,131,000 | 12,682,000 | 13,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,759,000 | 50,302,000 | 53,280,000 | 56,669,000 |
| Interest-bearing deposits | 41,472,000 | 41,552,000 | 42,406,000 | 45,562,000 |
| Noninterest-bearing deposits | 10,287,000 | 8,750,000 | 10,874,000 | 11,107,000 |
| Equity capital | 5,824,000 | 5,911,000 | 6,003,000 | 5,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,337,000 | 2,048,000 | 2,804,000 |
| Interest expense | 237,000 | 468,000 | 722,000 | 996,000 |
| Net interest income | 419,000 | 869,000 | 1,326,000 | 1,808,000 |
| Noninterest income | 38,000 | 69,000 | 102,000 | 137,000 |
| Noninterest expense | 397,000 | 768,000 | 1,141,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 170,000 | 287,000 | 334,000 |
| Income tax | 12,000 | 36,000 | 60,000 | 69,000 |
| Net income | 48,000 | 134,000 | 227,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 5,911,000 | 6,003,000 | 5,932,000 |