Call reports 2024
BLUE GRASS VALLEY BANK, THE — 2024
What BLUE GRASS VALLEY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 58,139,000 | 56,503,000 | 57,042,000 | 57,977,000 |
| Total loans | 35,520,000 | 35,699,000 | 35,292,000 | 35,008,000 |
| Allowance for loan losses | 448,000 | 448,000 | 449,000 | 448,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,380,000 | 11,374,000 | 11,367,000 | 13,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,136,000 | 50,541,000 | 51,018,000 | 51,928,000 |
| Interest-bearing deposits | 41,385,000 | 41,043,000 | 40,497,000 | 41,172,000 |
| Noninterest-bearing deposits | 10,751,000 | 9,498,000 | 10,521,000 | 10,756,000 |
| Equity capital | 5,714,000 | 5,723,000 | 5,774,000 | 5,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,244,000 | 1,878,000 | 2,533,000 |
| Interest expense | 240,000 | 497,000 | 751,000 | 1,000,000 |
| Net interest income | 371,000 | 747,000 | 1,127,000 | 1,533,000 |
| Noninterest income | 34,000 | 56,000 | 86,000 | 120,000 |
| Noninterest expense | 381,000 | 768,000 | 1,113,000 | 1,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 35,000 | 100,000 | 173,000 |
| Income tax | 5,000 | 7,000 | 21,000 | 37,000 |
| Net income | 19,000 | 28,000 | 79,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,723,000 | 5,774,000 | 5,776,000 |