Call reports 2023
BLUE GRASS VALLEY BANK, THE — 2023
What BLUE GRASS VALLEY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 57,498,000 | 56,970,000 | 59,697,000 | 59,089,000 |
| Total loans | 32,989,000 | 33,197,000 | 34,723,000 | 35,887,000 |
| Allowance for loan losses | 547,000 | 548,000 | 449,000 | 447,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,963,000 | 10,954,000 | 10,945,000 | 11,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,660,000 | 51,098,000 | 52,619,000 | 53,026,000 |
| Interest-bearing deposits | 38,320,000 | 40,379,000 | 41,335,000 | 41,455,000 |
| Noninterest-bearing deposits | 13,340,000 | 10,719,000 | 11,284,000 | 11,571,000 |
| Equity capital | 5,660,000 | 5,673,000 | 5,793,000 | 5,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,044,000 | 1,619,000 | 2,240,000 |
| Interest expense | 68,000 | 243,000 | 457,000 | 703,000 |
| Net interest income | 437,000 | 801,000 | 1,162,000 | 1,537,000 |
| Noninterest income | 33,000 | 61,000 | 89,000 | 120,000 |
| Noninterest expense | 356,000 | 730,000 | 1,068,000 | 1,439,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 114,000 | 132,000 | 283,000 | 318,000 |
| Income tax | 24,000 | 28,000 | 60,000 | 68,000 |
| Net income | 90,000 | 104,000 | 223,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,660,000 | 5,673,000 | 5,793,000 | 5,695,000 |