Call reports 2022
BLUE GRASS VALLEY BANK, THE — 2022
What BLUE GRASS VALLEY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,035,000 | 55,956,000 | 55,637,000 | 57,171,000 |
| Total loans | 30,807,000 | 31,530,000 | 31,067,000 | 32,604,000 |
| Allowance for loan losses | 538,000 | 542,000 | 545,000 | 546,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,502,000 | 10,240,000 | 10,229,000 | 10,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,447,000 | 49,400,000 | 49,871,000 | 51,445,000 |
| Interest-bearing deposits | 39,638,000 | 38,269,000 | 38,110,000 | 37,922,000 |
| Noninterest-bearing deposits | 11,809,000 | 11,131,000 | 11,761,000 | 13,523,000 |
| Equity capital | 5,460,000 | 5,523,000 | 5,609,000 | 5,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 866,000 | 1,326,000 | 1,796,000 |
| Interest expense | 41,000 | 84,000 | 127,000 | 172,000 |
| Net interest income | 385,000 | 782,000 | 1,199,000 | 1,624,000 |
| Noninterest income | 29,000 | 56,000 | 80,000 | 108,000 |
| Noninterest expense | 328,000 | 672,000 | 1,005,000 | 1,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 166,000 | 274,000 | 384,000 |
| Income tax | 18,000 | 35,000 | 57,000 | 82,000 |
| Net income | 68,000 | 131,000 | 217,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,460,000 | 5,523,000 | 5,609,000 | 5,570,000 |