Call reports 2003
PITTSBURGH SAVINGS BANK — 2003
What PITTSBURGH SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 381,249,000 | 377,428,000 | 373,465,000 |
| Total loans | 230,389,000 | 237,343,000 | 238,382,000 |
| Allowance for loan losses | 3,073,000 | 3,124,000 | 3,090,000 |
| Securities available for sale | 95,416,000 | 96,011,000 | 90,503,000 |
| Securities held to maturity | 9,235,000 | 8,206,000 | 7,909,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 186,032,000 | 184,835,000 | 183,252,000 |
| Interest-bearing deposits | 173,766,000 | 169,901,000 | 168,365,000 |
| Noninterest-bearing deposits | 12,266,000 | 14,934,000 | 14,887,000 |
| Equity capital | 32,302,000 | 29,885,000 | 28,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 5,652,000 | 11,069,000 | 15,996,000 |
| Interest expense | 3,682,000 | 7,220,000 | 10,682,000 |
| Net interest income | 1,970,000 | 3,849,000 | 5,314,000 |
| Noninterest income | 238,000 | 510,000 | 774,000 |
| Noninterest expense | 2,006,000 | 3,865,000 | 5,864,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 |
| Pretax income | 386,000 | 924,000 | 594,000 |
| Income tax | 136,000 | 320,000 | 212,000 |
| Net income | 250,000 | 604,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 31,192,000 | 28,750,000 | 28,158,000 |
| Total capital | 34,054,000 | 31,680,000 | 31,120,000 |
| Risk-weighted assets | 228,765,000 | 234,217,000 | 236,816,000 |