Call reports 2002
PITTSBURGH SAVINGS BANK — 2002
What PITTSBURGH SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 416,754,000 | 408,877,000 | 414,261,000 | 404,767,000 |
| Total loans | 267,957,000 | 256,981,000 | 243,901,000 | 239,758,000 |
| Allowance for loan losses | 3,012,000 | 3,000,000 | 3,023,000 | 3,082,000 |
| Securities available for sale | 104,372,000 | 109,750,000 | 114,882,000 | 127,598,000 |
| Securities held to maturity | 10,618,000 | 10,507,000 | 10,491,000 | 9,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,954,000 | 194,863,000 | 197,142,000 | 186,264,000 |
| Interest-bearing deposits | 192,694,000 | 185,533,000 | 183,896,000 | 170,852,000 |
| Noninterest-bearing deposits | 9,260,000 | 9,330,000 | 13,246,000 | 15,412,000 |
| Equity capital | 31,119,000 | 32,553,000 | 32,831,000 | 33,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,902,000 | 13,691,000 | 20,309,000 | 26,375,000 |
| Interest expense | 4,590,000 | 9,060,000 | 13,412,000 | 17,437,000 |
| Net interest income | 2,312,000 | 4,631,000 | 6,897,000 | 8,938,000 |
| Noninterest income | 338,000 | 645,000 | 982,000 | 1,723,000 |
| Noninterest expense | 1,859,000 | 3,718,000 | 5,512,000 | 7,383,000 |
| Provision for loan losses | 150,000 | 210,000 | 270,000 | 330,000 |
| Pretax income | 641,000 | 1,348,000 | 2,097,000 | 2,948,000 |
| Income tax | 219,000 | 448,000 | 693,000 | 983,000 |
| Net income | 422,000 | 900,000 | 1,404,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,892,000 | 31,005,000 | 31,144,000 | 31,325,000 |
| Total capital | 33,838,000 | 33,886,000 | 34,129,000 | 34,282,000 |
| Risk-weighted assets | 235,607,000 | 229,953,000 | 238,752,000 | 236,437,000 |