Call reports 2001
PITTSBURGH SAVINGS BANK — 2001
What PITTSBURGH SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 421,931,000 | 415,818,000 | 427,026,000 | 417,892,000 |
| Total loans | 308,023,000 | 294,690,000 | 287,578,000 | 278,258,000 |
| Allowance for loan losses | 2,500,000 | 2,504,000 | 2,644,000 | 2,781,000 |
| Securities available for sale | 89,612,000 | 94,179,000 | 90,889,000 | 92,860,000 |
| Securities held to maturity | 0 | 0 | 10,398,000 | 10,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,006,000 | 208,018,000 | 214,708,000 | 203,559,000 |
| Interest-bearing deposits | 201,993,000 | 199,798,000 | 205,818,000 | 195,294,000 |
| Noninterest-bearing deposits | 7,013,000 | 8,220,000 | 8,890,000 | 8,265,000 |
| Equity capital | 32,681,000 | 32,742,000 | 33,347,000 | 31,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,906,000 | 15,370,000 | 22,790,000 | 30,012,000 |
| Interest expense | 5,511,000 | 10,712,000 | 15,837,000 | 20,752,000 |
| Net interest income | 2,395,000 | 4,658,000 | 6,953,000 | 9,260,000 |
| Noninterest income | 129,000 | 368,000 | 645,000 | 942,000 |
| Noninterest expense | 1,836,000 | 3,656,000 | 5,446,000 | 7,311,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 574,000 | 1,106,000 | 1,721,000 | 2,318,000 |
| Income tax | 177,000 | 323,000 | 928,000 | 1,130,000 |
| Net income | 397,000 | 783,000 | 793,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,562,000 | 32,569,000 | 32,204,000 | 30,835,000 |
| Total capital | 35,062,000 | 35,073,000 | 34,848,000 | 33,616,000 |
| Risk-weighted assets | 233,234,000 | 228,606,000 | 223,087,000 | 235,153,000 |