Call reports 2026
PAYNE COUNTY BANK, THE — 2026
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 304,028,000 | 313,182,000 |
| Total loans | 226,269,000 | 235,692,000 |
| Allowance for loan losses | 1,708,000 | 1,858,000 |
| Securities available for sale | 46,221,000 | 45,377,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 252,605,000 | 257,073,000 |
| Interest-bearing deposits | 192,403,000 | 195,953,000 |
| Noninterest-bearing deposits | 60,202,000 | 61,120,000 |
| Equity capital | 37,953,000 | 39,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,515,000 | 9,181,000 |
| Interest expense | 1,490,000 | 2,939,000 |
| Net interest income | 3,025,000 | 6,242,000 |
| Noninterest income | 394,000 | 783,000 |
| Noninterest expense | 1,508,000 | 3,124,000 |
| Provision for loan losses | 176,000 | 321,000 |
| Pretax income | 1,735,000 | 3,580,000 |
| Income tax | 0 | 0 |
| Net income | 1,735,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,942,000 | 44,788,000 |