Call reports 2024
PAYNE COUNTY BANK, THE — 2024
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 252,705,000 | 252,061,000 | 254,423,000 | 266,617,000 |
| Total loans | 177,827,000 | 178,926,000 | 183,252,000 | 192,242,000 |
| Allowance for loan losses | 1,153,000 | 1,163,000 | 1,174,000 | 1,217,000 |
| Securities available for sale | 49,455,000 | 48,915,000 | 50,463,000 | 48,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,502,000 | 204,271,000 | 205,797,000 | 221,403,000 |
| Interest-bearing deposits | 142,017,000 | 152,574,000 | 156,814,000 | 167,834,000 |
| Noninterest-bearing deposits | 58,485,000 | 51,697,000 | 48,983,000 | 53,569,000 |
| Equity capital | 30,020,000 | 31,691,000 | 32,346,000 | 31,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 7,084,000 | 10,806,000 | 14,705,000 |
| Interest expense | 1,295,000 | 2,618,000 | 4,014,000 | 5,446,000 |
| Net interest income | 2,198,000 | 4,466,000 | 6,792,000 | 9,259,000 |
| Noninterest income | 339,000 | 691,000 | 1,042,000 | 1,391,000 |
| Noninterest expense | 1,350,000 | 2,831,000 | 4,207,000 | 6,107,000 |
| Provision for loan losses | -7,000 | 2,000 | 49,000 | 111,000 |
| Pretax income | 1,194,000 | 2,324,000 | 3,578,000 | 4,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,194,000 | 2,324,000 | 3,578,000 | 4,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,061,000 | 39,192,000 | 37,947,000 | 38,799,000 |