Call reports 2023
PAYNE COUNTY BANK, THE — 2023
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 231,257,000 | 237,911,000 | 234,636,000 | 245,933,000 |
| Total loans | 158,642,000 | 166,338,000 | 170,342,000 | 175,846,000 |
| Allowance for loan losses | 1,119,000 | 1,088,000 | 1,133,000 | 1,161,000 |
| Securities available for sale | 57,528,000 | 54,433,000 | 50,198,000 | 50,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,311,000 | 188,797,000 | 187,725,000 | 192,669,000 |
| Interest-bearing deposits | 129,618,000 | 131,749,000 | 131,353,000 | 135,819,000 |
| Noninterest-bearing deposits | 57,693,000 | 57,048,000 | 56,372,000 | 56,850,000 |
| Equity capital | 28,816,000 | 29,194,000 | 26,511,000 | 29,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,619,000 | 5,508,000 | 8,595,000 | 11,916,000 |
| Interest expense | 520,000 | 1,214,000 | 2,050,000 | 3,298,000 |
| Net interest income | 2,099,000 | 4,294,000 | 6,545,000 | 8,618,000 |
| Noninterest income | 330,000 | 657,000 | 984,000 | 1,310,000 |
| Noninterest expense | 1,183,000 | 2,498,000 | 3,673,000 | 5,831,000 |
| Provision for loan losses | 0 | -40,000 | 8,000 | 31,000 |
| Pretax income | 1,246,000 | 2,493,000 | 3,846,000 | 4,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,246,000 | 2,493,000 | 3,846,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,549,000 | 37,794,000 | 36,648,000 | 36,867,000 |