Call reports 2022
PAYNE COUNTY BANK, THE — 2022
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,563,000 | 216,584,000 | 212,792,000 | 222,304,000 |
| Total loans | 125,863,000 | 134,308,000 | 138,924,000 | 149,866,000 |
| Allowance for loan losses | 1,115,000 | 1,158,000 | 1,131,000 | 1,135,000 |
| Securities available for sale | 65,097,000 | 62,865,000 | 58,590,000 | 56,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,841,000 | 181,529,000 | 181,080,000 | 182,537,000 |
| Interest-bearing deposits | 125,801,000 | 129,741,000 | 127,964,000 | 126,801,000 |
| Noninterest-bearing deposits | 51,040,000 | 51,788,000 | 53,116,000 | 55,736,000 |
| Equity capital | 32,020,000 | 29,224,000 | 25,271,000 | 26,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,163,000 | 6,416,000 | 8,844,000 |
| Interest expense | 135,000 | 268,000 | 433,000 | 768,000 |
| Net interest income | 1,893,000 | 3,895,000 | 5,983,000 | 8,076,000 |
| Noninterest income | 324,000 | 639,000 | 959,000 | 1,273,000 |
| Noninterest expense | 1,138,000 | 2,404,000 | 3,535,000 | 5,407,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,079,000 | 2,130,000 | 3,407,000 | 3,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,079,000 | 2,130,000 | 3,407,000 | 3,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,547,000 | 36,598,000 | 34,774,000 | 35,310,000 |