Call reports 2021
PAYNE COUNTY BANK, THE — 2021
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 205,015,000 | 210,613,000 | 212,277,000 | 213,546,000 |
| Total loans | 116,540,000 | 119,183,000 | 123,609,000 | 124,945,000 |
| Allowance for loan losses | 1,163,000 | 1,226,000 | 1,262,000 | 1,136,000 |
| Securities available for sale | 59,594,000 | 66,794,000 | 67,453,000 | 67,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,397,000 | 168,325,000 | 170,749,000 | 173,053,000 |
| Interest-bearing deposits | 117,559,000 | 122,328,000 | 124,657,000 | 123,899,000 |
| Noninterest-bearing deposits | 46,838,000 | 45,997,000 | 46,092,000 | 49,154,000 |
| Equity capital | 34,933,000 | 36,480,000 | 35,596,000 | 34,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,380,000 | 4,622,000 | 6,668,000 | 8,687,000 |
| Interest expense | 158,000 | 309,000 | 454,000 | 590,000 |
| Net interest income | 2,222,000 | 4,313,000 | 6,214,000 | 8,097,000 |
| Noninterest income | 328,000 | 640,000 | 985,000 | 1,306,000 |
| Noninterest expense | 1,099,000 | 2,236,000 | 3,278,000 | 5,284,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,351,000 | 2,517,000 | 3,721,000 | 3,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,351,000 | 2,517,000 | 3,721,000 | 3,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,192,000 | 35,357,000 | 34,261,000 | 34,466,000 |