Call reports 2020
PAYNE COUNTY BANK, THE — 2020
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 182,014,000 | 193,985,000 | 192,502,000 | 193,948,000 |
| Total loans | 111,349,000 | 114,928,000 | 114,836,000 | 113,362,000 |
| Allowance for loan losses | 793,000 | 877,000 | 1,030,000 | 1,078,000 |
| Securities available for sale | 43,451,000 | 52,877,000 | 54,083,000 | 57,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,425,000 | 149,507,000 | 148,961,000 | 153,784,000 |
| Interest-bearing deposits | 108,522,000 | 109,775,000 | 110,754,000 | 111,604,000 |
| Noninterest-bearing deposits | 33,903,000 | 39,732,000 | 38,207,000 | 42,180,000 |
| Equity capital | 33,920,000 | 35,697,000 | 34,643,000 | 34,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,329,000 | 6,403,000 | 8,415,000 |
| Interest expense | 318,000 | 583,000 | 801,000 | 983,000 |
| Net interest income | 1,784,000 | 3,746,000 | 5,602,000 | 7,432,000 |
| Noninterest income | 311,000 | 599,000 | 892,000 | 1,183,000 |
| Noninterest expense | 960,000 | 2,014,000 | 3,011,000 | 4,999,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 400,000 |
| Pretax income | 1,035,000 | 2,131,000 | 3,133,000 | 3,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,035,000 | 2,131,000 | 3,133,000 | 3,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,860,000 | 33,957,000 | 32,758,000 | 32,840,000 |