Call reports 2018
PAYNE COUNTY BANK, THE — 2018
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,028,000 | 164,460,000 | 160,979,000 | 165,448,000 |
| Total loans | 89,440,000 | 90,258,000 | 92,266,000 | 98,632,000 |
| Allowance for loan losses | 675,000 | 649,000 | 667,000 | 667,000 |
| Securities available for sale | 55,343,000 | 55,132,000 | 52,531,000 | 50,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,749,000 | 128,378,000 | 125,932,000 | 126,777,000 |
| Interest-bearing deposits | 97,669,000 | 96,083,000 | 95,833,000 | 95,294,000 |
| Noninterest-bearing deposits | 33,080,000 | 32,295,000 | 30,099,000 | 31,483,000 |
| Equity capital | 29,713,000 | 30,408,000 | 29,210,000 | 29,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,576,000 | 5,393,000 | 7,292,000 |
| Interest expense | 177,000 | 368,000 | 571,000 | 802,000 |
| Net interest income | 1,597,000 | 3,208,000 | 4,822,000 | 6,490,000 |
| Noninterest income | 285,000 | 564,000 | 835,000 | 1,092,000 |
| Noninterest expense | 1,061,000 | 1,966,000 | 2,945,000 | 4,794,000 |
| Provision for loan losses | 60,000 | 60,000 | 110,000 | 110,000 |
| Pretax income | 761,000 | 1,746,000 | 2,602,000 | 2,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 761,000 | 1,746,000 | 2,602,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,292,000 | 31,275,000 | 30,433,000 | 30,510,000 |
| Total capital | 30,967,000 | 31,924,000 | 31,101,000 | 31,177,000 |
| Risk-weighted assets | 101,406,000 | 101,847,000 | 102,339,000 | 106,039,000 |