Call reports 2017
PAYNE COUNTY BANK, THE — 2017
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,111,000 | 166,547,000 | 164,639,000 | 161,861,000 |
| Total loans | 85,935,000 | 87,230,000 | 88,611,000 | 89,418,000 |
| Allowance for loan losses | 747,000 | 739,000 | 620,000 | 711,000 |
| Securities available for sale | 54,669,000 | 55,138,000 | 56,707,000 | 55,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,633,000 | 130,049,000 | 128,804,000 | 126,691,000 |
| Interest-bearing deposits | 104,792,000 | 103,267,000 | 104,317,000 | 101,394,000 |
| Noninterest-bearing deposits | 25,841,000 | 26,782,000 | 24,487,000 | 25,297,000 |
| Equity capital | 29,437,000 | 30,846,000 | 30,075,000 | 29,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,499,000 | 5,263,000 | 7,068,000 |
| Interest expense | 157,000 | 321,000 | 492,000 | 662,000 |
| Net interest income | 1,564,000 | 3,178,000 | 4,771,000 | 6,406,000 |
| Noninterest income | 292,000 | 582,000 | 852,000 | 1,117,000 |
| Noninterest expense | 948,000 | 1,841,000 | 2,880,000 | 4,469,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 160,000 |
| Pretax income | 911,000 | 1,863,000 | 2,687,000 | 2,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 911,000 | 1,863,000 | 2,687,000 | 2,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,944,000 | 29,895,000 | 29,321,000 | 29,531,000 |
| Total capital | 29,691,000 | 30,634,000 | 29,941,000 | 30,242,000 |
| Risk-weighted assets | 98,893,000 | 99,553,000 | 100,110,000 | 100,020,000 |