Call reports 2016
PAYNE COUNTY BANK, THE — 2016
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,325,000 | 160,985,000 | 158,765,000 | 155,633,000 |
| Total loans | 84,592,000 | 83,612,000 | 85,292,000 | 86,740,000 |
| Allowance for loan losses | 784,000 | 855,000 | 814,000 | 797,000 |
| Securities available for sale | 56,509,000 | 55,850,000 | 55,358,000 | 53,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,138,000 | 125,383,000 | 123,631,000 | 122,402,000 |
| Interest-bearing deposits | 101,495,000 | 101,208,000 | 99,665,000 | 98,797,000 |
| Noninterest-bearing deposits | 26,643,000 | 24,175,000 | 23,966,000 | 23,605,000 |
| Equity capital | 29,183,000 | 30,479,000 | 29,891,000 | 28,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,443,000 | 5,181,000 | 6,923,000 |
| Interest expense | 138,000 | 277,000 | 420,000 | 566,000 |
| Net interest income | 1,591,000 | 3,166,000 | 4,761,000 | 6,357,000 |
| Noninterest income | 257,000 | 516,000 | 776,000 | 1,036,000 |
| Noninterest expense | 965,000 | 1,837,000 | 2,840,000 | 4,434,000 |
| Provision for loan losses | 70,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 813,000 | 1,675,000 | 2,527,000 | 2,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 813,000 | 1,675,000 | 2,527,000 | 2,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,513,000 | 28,375,000 | 27,772,000 | 28,033,000 |
| Total capital | 28,297,000 | 29,230,000 | 28,586,000 | 28,830,000 |
| Risk-weighted assets | 97,555,000 | 96,583,000 | 97,300,000 | 97,321,000 |