Call reports 2015
PAYNE COUNTY BANK, THE — 2015
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,514,000 | 153,940,000 | 157,001,000 | 157,413,000 |
| Total loans | 76,855,000 | 80,268,000 | 82,667,000 | 83,960,000 |
| Allowance for loan losses | 823,000 | 813,000 | 782,000 | 737,000 |
| Securities available for sale | 58,890,000 | 58,668,000 | 58,520,000 | 56,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,161,000 | 125,519,000 | 125,190,000 | 125,652,000 |
| Interest-bearing deposits | 102,590,000 | 98,751,000 | 97,433,000 | 99,422,000 |
| Noninterest-bearing deposits | 28,571,000 | 26,768,000 | 27,757,000 | 26,230,000 |
| Equity capital | 27,899,000 | 27,867,000 | 28,143,000 | 27,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,404,000 | 5,164,000 | 6,913,000 |
| Interest expense | 118,000 | 234,000 | 358,000 | 491,000 |
| Net interest income | 1,553,000 | 3,170,000 | 4,806,000 | 6,422,000 |
| Noninterest income | 249,000 | 505,000 | 769,000 | 1,034,000 |
| Noninterest expense | 1,074,000 | 1,945,000 | 2,908,000 | 4,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 728,000 | 1,734,000 | 2,671,000 | 2,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,734,000 | 2,671,000 | 2,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,848,000 | 27,060,000 | 26,693,000 | 26,700,000 |
| Total capital | 27,668,000 | 27,873,000 | 27,475,000 | 27,381,000 |
| Risk-weighted assets | 117,048,000 | 93,799,000 | 94,947,000 | 95,446,000 |