Call reports 2014
PAYNE COUNTY BANK, THE — 2014
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 145,873,000 | 148,810,000 | 151,127,000 | 156,522,000 |
| Total loans | 75,090,000 | 73,560,000 | 75,258,000 | 78,019,000 |
| Allowance for loan losses | 871,000 | 865,000 | 845,000 | 820,000 |
| Securities available for sale | 51,667,000 | 54,862,000 | 55,297,000 | 57,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,479,000 | 121,878,000 | 124,715,000 | 129,511,000 |
| Interest-bearing deposits | 95,811,000 | 97,773,000 | 98,268,000 | 99,406,000 |
| Noninterest-bearing deposits | 24,668,000 | 24,105,000 | 26,447,000 | 30,105,000 |
| Equity capital | 24,949,000 | 26,388,000 | 25,771,000 | 26,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,294,000 | 4,952,000 | 6,646,000 |
| Interest expense | 139,000 | 275,000 | 404,000 | 532,000 |
| Net interest income | 1,511,000 | 3,019,000 | 4,548,000 | 6,114,000 |
| Noninterest income | 284,000 | 585,000 | 863,000 | 1,202,000 |
| Noninterest expense | 926,000 | 1,799,000 | 2,720,000 | 4,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 869,000 | 1,805,000 | 2,691,000 | 2,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,805,000 | 2,691,000 | 2,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,708,000 | 25,644,000 | 25,030,000 | 25,318,000 |
| Total capital | 25,579,000 | 26,509,000 | 25,875,000 | 26,138,000 |
| Risk-weighted assets | 104,901,000 | 106,490,000 | 109,369,000 | 114,162,000 |