Call reports 2013
PAYNE COUNTY BANK, THE — 2013
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,357,000 | 134,842,000 | 133,286,000 | 141,654,000 |
| Total loans | 74,423,000 | 75,043,000 | 73,756,000 | 75,369,000 |
| Allowance for loan losses | 950,000 | 930,000 | 910,000 | 885,000 |
| Securities available for sale | 47,376,000 | 45,142,000 | 45,247,000 | 47,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,170,000 | 110,597,000 | 108,954,000 | 117,741,000 |
| Interest-bearing deposits | 88,561,000 | 87,281,000 | 87,552,000 | 91,653,000 |
| Noninterest-bearing deposits | 21,609,000 | 23,316,000 | 21,402,000 | 26,088,000 |
| Equity capital | 25,758,000 | 23,721,000 | 23,709,000 | 23,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,187,000 | 4,770,000 | 6,329,000 |
| Interest expense | 138,000 | 273,000 | 407,000 | 542,000 |
| Net interest income | 1,448,000 | 2,914,000 | 4,363,000 | 5,787,000 |
| Noninterest income | 253,000 | 678,000 | 956,000 | 1,223,000 |
| Noninterest expense | 817,000 | 1,724,000 | 2,619,000 | 4,147,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 60,000 |
| Pretax income | 859,000 | 1,843,000 | 2,675,000 | 2,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,843,000 | 2,675,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,500,000 | 22,879,000 | 23,711,000 | 23,839,000 |
| Total capital | 24,450,000 | 23,809,000 | 24,621,000 | 24,724,000 |
| Risk-weighted assets | 99,716,000 | 97,010,000 | 95,660,000 | 103,000,000 |