Call reports 2012
PAYNE COUNTY BANK, THE — 2012
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,183,000 | 131,102,000 | 130,371,000 | 132,935,000 |
| Total loans | 72,685,000 | 71,436,000 | 72,468,000 | 72,925,000 |
| Allowance for loan losses | 933,000 | 882,000 | 917,000 | 919,000 |
| Securities available for sale | 40,071,000 | 43,087,000 | 40,925,000 | 45,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,660,000 | 105,120,000 | 104,608,000 | 107,599,000 |
| Interest-bearing deposits | 83,887,000 | 84,295,000 | 84,434,000 | 86,843,000 |
| Noninterest-bearing deposits | 19,773,000 | 20,825,000 | 20,174,000 | 20,756,000 |
| Equity capital | 24,099,000 | 25,458,000 | 25,134,000 | 25,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,259,000 | 4,874,000 | 6,471,000 |
| Interest expense | 171,000 | 329,000 | 482,000 | 632,000 |
| Net interest income | 1,459,000 | 2,930,000 | 4,392,000 | 5,839,000 |
| Noninterest income | 293,000 | 552,000 | 798,000 | 1,048,000 |
| Noninterest expense | 836,000 | 1,737,000 | 2,518,000 | 4,029,000 |
| Provision for loan losses | 25,000 | 25,000 | 95,000 | 116,000 |
| Pretax income | 929,000 | 1,758,000 | 2,615,000 | 2,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 929,000 | 1,758,000 | 2,615,000 | 2,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,109,000 | 22,938,000 | 22,475,000 | 22,641,000 |
| Total capital | 23,042,000 | 23,820,000 | 23,392,000 | 23,560,000 |
| Risk-weighted assets | 78,953,000 | 95,361,000 | 94,667,000 | 97,702,000 |