Call reports 2011
PAYNE COUNTY BANK, THE — 2011
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 123,026,000 | 122,214,000 | 124,850,000 | 124,720,000 |
| Total loans | 76,488,000 | 75,707,000 | 73,067,000 | 72,192,000 |
| Allowance for loan losses | 971,000 | 937,000 | 901,000 | 896,000 |
| Securities available for sale | 33,327,000 | 34,788,000 | 35,846,000 | 39,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,275,000 | 100,139,000 | 100,938,000 | 101,200,000 |
| Interest-bearing deposits | 84,424,000 | 83,323,000 | 83,310,000 | 83,214,000 |
| Noninterest-bearing deposits | 16,851,000 | 16,816,000 | 17,628,000 | 17,986,000 |
| Equity capital | 21,332,000 | 21,556,000 | 23,295,000 | 23,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,392,000 | 5,071,000 | 6,727,000 |
| Interest expense | 253,000 | 483,000 | 701,000 | 891,000 |
| Net interest income | 1,430,000 | 2,909,000 | 4,370,000 | 5,836,000 |
| Noninterest income | 239,000 | 479,000 | 750,000 | 997,000 |
| Noninterest expense | 785,000 | 1,660,000 | 2,428,000 | 3,938,000 |
| Provision for loan losses | 20,000 | 20,000 | 100,000 | 125,000 |
| Pretax income | 864,000 | 1,708,000 | 2,592,000 | 2,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 881,000 | 1,725,000 | 2,609,000 | 2,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,594,000 | 20,119,000 | 21,003,000 | 21,180,000 |
| Total capital | 21,565,000 | 21,056,000 | 21,904,000 | 22,076,000 |
| Risk-weighted assets | 78,874,000 | 78,139,000 | 76,813,000 | 77,057,000 |