Call reports 2010
PAYNE COUNTY BANK, THE — 2010
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 114,742,000 | 115,694,000 | 115,329,000 | 118,441,000 |
| Total loans | 71,210,000 | 72,911,000 | 74,726,000 | 76,720,000 |
| Allowance for loan losses | 1,067,000 | 1,073,000 | 1,014,000 | 974,000 |
| Securities available for sale | 29,818,000 | 31,967,000 | 28,233,000 | 28,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,520,000 | 94,052,000 | 93,671,000 | 97,609,000 |
| Interest-bearing deposits | 78,037,000 | 78,275,000 | 77,765,000 | 81,251,000 |
| Noninterest-bearing deposits | 16,483,000 | 15,777,000 | 15,906,000 | 16,358,000 |
| Equity capital | 19,812,000 | 20,860,000 | 21,074,000 | 20,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,281,000 | 4,969,000 | 6,653,000 |
| Interest expense | 311,000 | 593,000 | 867,000 | 1,129,000 |
| Net interest income | 1,297,000 | 2,688,000 | 4,102,000 | 5,524,000 |
| Noninterest income | 254,000 | 484,000 | 732,000 | 1,013,000 |
| Noninterest expense | 761,000 | 1,589,000 | 2,336,000 | 3,775,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 220,000 |
| Pretax income | 640,000 | 1,383,000 | 2,298,000 | 2,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,383,000 | 2,298,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,861,000 | 19,604,000 | 19,470,000 | 19,714,000 |
| Total capital | 19,763,000 | 20,572,000 | 20,421,000 | 20,685,000 |
| Risk-weighted assets | 74,501,000 | 77,363,000 | 76,062,000 | 77,995,000 |