Call reports 2006
PAYNE COUNTY BANK, THE — 2006
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 90,795,000 | 91,945,000 | 92,377,000 | 89,949,000 |
| Total loans | 61,404,000 | 61,202,000 | 61,068,000 | 62,514,000 |
| Allowance for loan losses | 444,000 | 456,000 | 417,000 | 465,000 |
| Securities available for sale | 21,567,000 | 22,741,000 | 22,516,000 | 21,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,697,000 | 75,281,000 | 75,751,000 | 72,586,000 |
| Interest-bearing deposits | 60,794,000 | 59,271,000 | 59,950,000 | 57,968,000 |
| Noninterest-bearing deposits | 13,903,000 | 16,010,000 | 15,801,000 | 14,618,000 |
| Equity capital | 15,710,000 | 16,172,000 | 16,028,000 | 16,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,966,000 | 4,538,000 | 6,133,000 |
| Interest expense | 434,000 | 904,000 | 1,404,000 | 1,918,000 |
| Net interest income | 1,016,000 | 2,062,000 | 3,134,000 | 4,215,000 |
| Noninterest income | 213,000 | 423,000 | 634,000 | 836,000 |
| Noninterest expense | 666,000 | 1,280,000 | 1,945,000 | 3,062,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 115,000 |
| Pretax income | 543,000 | 1,165,000 | 1,783,000 | 1,874,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 543,000 | 1,165,000 | 1,783,000 | 1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,963,000 | 16,585,000 | 16,243,000 | 16,334,000 |
| Total capital | 16,407,000 | 17,041,000 | 16,660,000 | 16,799,000 |
| Risk-weighted assets | 65,408,000 | 66,176,000 | 65,193,000 | 65,017,000 |