Call reports 2001
PAYNE COUNTY BANK, THE — 2001
What PAYNE COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,650,000 | 76,622,000 | 77,888,000 | 76,911,000 |
| Total loans | 44,518,000 | 44,578,000 | 45,316,000 | 47,525,000 |
| Allowance for loan losses | 446,000 | 419,000 | 452,000 | 476,000 |
| Securities available for sale | 23,934,000 | 24,725,000 | 24,362,000 | 24,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,727,000 | 63,326,000 | 64,283,000 | 63,107,000 |
| Interest-bearing deposits | 55,039,000 | 47,885,000 | 54,807,000 | 54,283,000 |
| Noninterest-bearing deposits | 7,688,000 | 15,441,000 | 9,476,000 | 8,824,000 |
| Equity capital | 12,410,000 | 12,787,000 | 12,875,000 | 12,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,058,000 | 4,564,000 | 6,033,000 |
| Interest expense | 671,000 | 1,286,000 | 1,827,000 | 2,278,000 |
| Net interest income | 854,000 | 1,772,000 | 2,737,000 | 3,755,000 |
| Noninterest income | 202,000 | 361,000 | 516,000 | 679,000 |
| Noninterest expense | 518,000 | 1,017,000 | 1,485,000 | 2,311,000 |
| Provision for loan losses | 47,000 | 77,000 | 124,000 | 174,000 |
| Pretax income | 491,000 | 1,042,000 | 1,647,000 | 1,952,000 |
| Income tax | 129,000 | 279,000 | 443,000 | 521,000 |
| Net income | 362,000 | 763,000 | 1,204,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,074,000 | 12,588,000 | 12,479,000 | 12,706,000 |
| Total capital | 12,520,000 | 13,007,000 | 12,931,000 | 13,182,000 |
| Risk-weighted assets | 51,807,000 | 52,791,000 | 53,632,000 | 53,055,000 |