Call reports 2024
KEY COMMUNITY BANK — 2024
What KEY COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 109,148,000 | 110,309,000 | 111,201,000 | 112,067,000 |
| Total loans | 85,970,000 | 86,984,000 | 88,758,000 | 89,704,000 |
| Allowance for loan losses | 1,008,000 | 1,009,000 | 1,032,000 | 1,064,000 |
| Securities available for sale | 7,835,000 | 4,386,000 | 4,444,000 | 3,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,719,000 | 92,470,000 | 97,901,000 | 94,108,000 |
| Interest-bearing deposits | 63,911,000 | 67,421,000 | 69,762,000 | 62,927,000 |
| Noninterest-bearing deposits | 26,808,000 | 25,049,000 | 28,139,000 | 31,181,000 |
| Equity capital | 8,391,000 | 8,702,000 | 9,094,000 | 9,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,801,000 | 4,287,000 | 5,843,000 |
| Interest expense | 532,000 | 1,030,000 | 1,503,000 | 1,937,000 |
| Net interest income | 838,000 | 1,771,000 | 2,784,000 | 3,906,000 |
| Noninterest income | 46,000 | 96,000 | 153,000 | 203,000 |
| Noninterest expense | 672,000 | 1,344,000 | 2,032,000 | 2,687,000 |
| Provision for loan losses | 47,000 | 48,000 | 70,000 | 102,000 |
| Pretax income | 165,000 | 449,000 | 805,000 | 1,290,000 |
| Income tax | 0 | 24,000 | 46,000 | 96,000 |
| Net income | 165,000 | 425,000 | 759,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,548,000 | 8,808,000 | 9,142,000 | 9,577,000 |
| Total capital | 9,556,000 | 9,843,000 | 10,204,000 | 10,671,000 |
| Risk-weighted assets | 84,886,000 | 86,806,000 | 87,387,000 | 89,168,000 |