Call reports 2023
KEY COMMUNITY BANK — 2023
What KEY COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 99,683,000 | 101,138,000 | 101,192,000 | 103,554,000 |
| Total loans | 74,361,000 | 76,292,000 | 80,208,000 | 84,195,000 |
| Allowance for loan losses | 861,000 | 886,000 | 914,000 | 953,000 |
| Securities available for sale | 9,639,000 | 9,605,000 | 9,663,000 | 8,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,621,000 | 85,878,000 | 85,476,000 | 85,102,000 |
| Interest-bearing deposits | 46,924,000 | 51,774,000 | 52,615,000 | 57,276,000 |
| Noninterest-bearing deposits | 30,697,000 | 34,104,000 | 32,861,000 | 27,826,000 |
| Equity capital | 7,568,000 | 7,924,000 | 8,180,000 | 8,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,178,000 | 3,404,000 | 4,692,000 |
| Interest expense | 260,000 | 662,000 | 1,052,000 | 1,494,000 |
| Net interest income | 784,000 | 1,516,000 | 2,352,000 | 3,198,000 |
| Noninterest income | 44,000 | 356,000 | 403,000 | 449,000 |
| Noninterest expense | 578,000 | 1,180,000 | 1,822,000 | 2,415,000 |
| Provision for loan losses | 26,000 | 51,000 | 78,000 | 117,000 |
| Pretax income | 224,000 | 641,000 | 855,000 | 1,115,000 |
| Income tax | 0 | 38,000 | 65,000 | 95,000 |
| Net income | 224,000 | 603,000 | 790,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,954,000 | 8,333,000 | 8,520,000 | 8,750,000 |
| Total capital | 8,815,000 | 9,219,000 | 9,434,000 | 9,703,000 |
| Risk-weighted assets | 74,006,000 | 74,065,000 | 78,662,000 | 79,049,000 |