Call reports 2022
KEY COMMUNITY BANK — 2022
What KEY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,612,000 | 92,401,000 | 90,633,000 | 95,359,000 |
| Total loans | 49,598,000 | 61,426,000 | 64,256,000 | 70,183,000 |
| Allowance for loan losses | 536,000 | 626,000 | 745,000 | 832,000 |
| Securities available for sale | 8,820,000 | 9,704,000 | 9,512,000 | 9,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,320,000 | 84,974,000 | 83,092,000 | 74,851,000 |
| Interest-bearing deposits | 44,918,000 | 49,448,000 | 50,133,000 | 44,570,000 |
| Noninterest-bearing deposits | 34,402,000 | 35,526,000 | 32,959,000 | 30,281,000 |
| Equity capital | 7,111,000 | 7,199,000 | 7,263,000 | 7,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,389,000 | 2,262,000 | 3,221,000 |
| Interest expense | 12,000 | 25,000 | 49,000 | 204,000 |
| Net interest income | 619,000 | 1,364,000 | 2,213,000 | 3,017,000 |
| Noninterest income | 44,000 | 87,000 | 134,000 | 176,000 |
| Noninterest expense | 515,000 | 1,007,000 | 1,524,000 | 2,063,000 |
| Provision for loan losses | 14,000 | 104,000 | 222,000 | 304,000 |
| Pretax income | 134,000 | 340,000 | 601,000 | 826,000 |
| Income tax | 0 | 30,000 | 46,000 | 118,000 |
| Net income | 134,000 | 310,000 | 555,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,375,000 | 7,551,000 | 7,796,000 | 7,949,000 |
| Total capital | — | 8,177,000 | 8,541,000 | 8,781,000 |
| Risk-weighted assets | — | 59,304,000 | 62,892,000 | 69,541,000 |