Call reports 2021
KEY COMMUNITY BANK — 2021
What KEY COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 68,081,000 | 70,032,000 | 79,976,000 | 85,361,000 |
| Total loans | 44,512,000 | 41,227,000 | 40,923,000 | 42,979,000 |
| Allowance for loan losses | 455,000 | 456,000 | 460,000 | 521,000 |
| Securities available for sale | 0 | 0 | 0 | 5,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,887,000 | 63,715,000 | 73,470,000 | 77,859,000 |
| Interest-bearing deposits | 33,583,000 | 35,406,000 | 43,262,000 | 41,415,000 |
| Noninterest-bearing deposits | 28,304,000 | 28,309,000 | 30,208,000 | 36,444,000 |
| Equity capital | 6,011,000 | 6,111,000 | 6,286,000 | 7,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,144,000 | 1,773,000 | 2,410,000 |
| Interest expense | 17,000 | 30,000 | 44,000 | 60,000 |
| Net interest income | 549,000 | 1,114,000 | 1,729,000 | 2,350,000 |
| Noninterest income | 36,000 | 75,000 | 119,000 | 165,000 |
| Noninterest expense | 478,000 | 983,000 | 1,467,000 | 2,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 107,000 | 206,000 | 381,000 | 466,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 106,000 | 205,000 | 380,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,011,000 | 6,111,000 | 6,286,000 | 7,349,000 |