Call reports 2020
KEY COMMUNITY BANK — 2020
What KEY COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,876,000 | 62,153,000 | 66,519,000 | 64,355,000 |
| Total loans | 29,617,000 | 40,597,000 | 41,094,000 | 43,178,000 |
| Allowance for loan losses | 404,000 | 455,000 | 455,000 | 455,000 |
| Securities available for sale | 250,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,131,000 | 53,718,000 | 58,033,000 | 58,115,000 |
| Interest-bearing deposits | 27,479,000 | 28,832,000 | 31,526,000 | 31,542,000 |
| Noninterest-bearing deposits | 16,652,000 | 24,886,000 | 26,507,000 | 26,573,000 |
| Equity capital | 5,575,000 | 5,703,000 | 5,817,000 | 5,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 1,043,000 | 1,601,000 | 2,160,000 |
| Interest expense | 25,000 | 46,000 | 68,000 | 87,000 |
| Net interest income | 453,000 | 997,000 | 1,533,000 | 2,073,000 |
| Noninterest income | 40,000 | 77,000 | 132,000 | 170,000 |
| Noninterest expense | 408,000 | 809,000 | 1,286,000 | 1,775,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 85,000 | 215,000 | 329,000 | 418,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 85,000 | 214,000 | 328,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,575,000 | 5,703,000 | 5,817,000 | 5,905,000 |
| Total capital | 5,955,000 | 6,067,000 | — | — |
| Risk-weighted assets | 30,388,000 | 29,034,000 | — | — |