Call reports 2019
KEY COMMUNITY BANK — 2019
What KEY COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,964,000 | 49,733,000 | 51,348,000 | 52,310,000 |
| Total loans | 28,660,000 | 29,412,000 | 28,913,000 | 29,847,000 |
| Allowance for loan losses | 403,000 | 403,000 | 403,000 | 404,000 |
| Securities available for sale | 743,000 | 747,000 | 499,000 | 250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,728,000 | 43,875,000 | 45,782,000 | 46,662,000 |
| Interest-bearing deposits | 25,441,000 | 27,411,000 | 27,914,000 | 30,488,000 |
| Noninterest-bearing deposits | 17,287,000 | 16,464,000 | 17,868,000 | 16,174,000 |
| Equity capital | 5,142,000 | 5,239,000 | 5,388,000 | 5,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 964,000 | 1,465,000 | 1,962,000 |
| Interest expense | 23,000 | 53,000 | 82,000 | 110,000 |
| Net interest income | 453,000 | 911,000 | 1,383,000 | 1,852,000 |
| Noninterest income | 23,000 | 48,000 | 81,000 | 111,000 |
| Noninterest expense | 383,000 | 771,000 | 1,130,000 | 1,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 188,000 | 334,000 | 435,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 93,000 | 187,000 | 333,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,142,000 | 5,239,000 | 5,387,000 | 5,488,000 |
| Total capital | 5,516,000 | 5,624,000 | 5,782,000 | 5,879,000 |
| Risk-weighted assets | 29,868,000 | 30,798,000 | 31,591,000 | 31,267,000 |