Call reports 2018
KEY COMMUNITY BANK — 2018
What KEY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,417,000 | 47,062,000 | 46,853,000 | 49,612,000 |
| Total loans | 25,096,000 | 26,054,000 | 25,965,000 | 28,446,000 |
| Allowance for loan losses | 416,000 | 417,000 | 418,000 | 403,000 |
| Securities available for sale | 984,000 | 735,000 | 735,000 | 739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,514,000 | 42,041,000 | 41,809,000 | 44,418,000 |
| Interest-bearing deposits | 28,153,000 | 25,132,000 | 25,504,000 | 27,583,000 |
| Noninterest-bearing deposits | 14,361,000 | 16,909,000 | 16,305,000 | 16,835,000 |
| Equity capital | 4,761,000 | 4,869,000 | 4,968,000 | 5,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 832,000 | 1,274,000 | 1,736,000 |
| Interest expense | 14,000 | 28,000 | 41,000 | 64,000 |
| Net interest income | 396,000 | 804,000 | 1,233,000 | 1,672,000 |
| Noninterest income | 22,000 | 74,000 | 98,000 | 121,000 |
| Noninterest expense | 367,000 | 716,000 | 1,069,000 | 1,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 159,000 | 259,000 | 332,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 50,000 | 158,000 | 258,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,761,000 | 4,869,000 | 4,968,000 | 5,045,000 |
| Total capital | 5,124,000 | 5,233,000 | 5,326,000 | 5,445,000 |
| Risk-weighted assets | 28,975,000 | 29,033,000 | 28,576,000 | 32,022,000 |