Call reports 2017
KEY COMMUNITY BANK — 2017
What KEY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,527,000 | 48,024,000 | 49,656,000 | 48,100,000 |
| Total loans | 23,638,000 | 24,691,000 | 25,733,000 | 26,445,000 |
| Allowance for loan losses | 342,000 | 346,000 | 385,000 | 415,000 |
| Securities available for sale | 1,942,000 | 1,944,000 | 1,943,000 | 1,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,103,000 | 43,035,000 | 44,600,000 | 43,219,000 |
| Interest-bearing deposits | 27,482,000 | 26,076,000 | 27,756,000 | 26,668,000 |
| Noninterest-bearing deposits | 15,621,000 | 16,959,000 | 16,844,000 | 16,551,000 |
| Equity capital | 4,631,000 | 4,672,000 | 4,737,000 | 4,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 765,000 | 1,165,000 | 1,590,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 56,000 |
| Net interest income | 362,000 | 738,000 | 1,124,000 | 1,534,000 |
| Noninterest income | 64,000 | 126,000 | 154,000 | 171,000 |
| Noninterest expense | 352,000 | 749,000 | 1,098,000 | 1,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 115,000 | 180,000 | 163,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 73,000 | 114,000 | 179,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,630,000 | 4,671,000 | 4,737,000 | 4,714,000 |
| Total capital | 4,972,000 | 5,017,000 | 5,109,000 | 5,094,000 |
| Risk-weighted assets | 27,409,000 | 27,769,000 | 29,766,000 | 30,323,000 |