Call reports 2016
KEY COMMUNITY BANK — 2016
What KEY COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,414,000 | 43,889,000 | 47,178,000 | 48,215,000 |
| Total loans | 24,614,000 | 24,682,000 | 23,140,000 | 23,218,000 |
| Allowance for loan losses | 525,000 | 524,000 | 338,000 | 342,000 |
| Securities available for sale | 454,000 | 453,000 | 453,000 | 1,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,962,000 | 39,397,000 | 42,660,000 | 43,375,000 |
| Interest-bearing deposits | 24,509,000 | 26,019,000 | 25,889,000 | 26,719,000 |
| Noninterest-bearing deposits | 14,453,000 | 13,378,000 | 16,771,000 | 16,656,000 |
| Equity capital | 4,399,000 | 4,427,000 | 4,440,000 | 4,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 752,000 | 1,116,000 | 1,472,000 |
| Interest expense | 13,000 | 26,000 | 39,000 | 52,000 |
| Net interest income | 365,000 | 726,000 | 1,077,000 | 1,420,000 |
| Noninterest income | 29,000 | 60,000 | 95,000 | 275,000 |
| Noninterest expense | 339,000 | 711,000 | 1,084,000 | 1,485,000 |
| Provision for loan losses | 0 | -8,000 | -8,000 | -8,000 |
| Pretax income | 55,000 | 83,000 | 96,000 | 218,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 55,000 | 82,000 | 95,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,399,000 | 4,426,000 | 4,440,000 | 4,558,000 |
| Total capital | 4,723,000 | 4,760,000 | 4,760,000 | 4,876,000 |
| Risk-weighted assets | 25,723,000 | 26,564,000 | 25,599,000 | 25,448,000 |