Call reports 2015
KEY COMMUNITY BANK — 2015
What KEY COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,941,000 | 45,384,000 | 44,716,000 | 46,495,000 |
| Total loans | 23,933,000 | 24,519,000 | 25,850,000 | 25,164,000 |
| Allowance for loan losses | 507,000 | 512,000 | 516,000 | 522,000 |
| Securities available for sale | 0 | 456,000 | 455,000 | 454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,701,000 | 41,099,000 | 40,348,000 | 42,093,000 |
| Interest-bearing deposits | 24,121,000 | 24,498,000 | 25,209,000 | 27,274,000 |
| Noninterest-bearing deposits | 14,580,000 | 16,601,000 | 15,139,000 | 14,819,000 |
| Equity capital | 4,169,000 | 4,229,000 | 4,269,000 | 4,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 760,000 | 1,147,000 | 1,520,000 |
| Interest expense | 13,000 | 27,000 | 42,000 | 57,000 |
| Net interest income | 344,000 | 733,000 | 1,105,000 | 1,463,000 |
| Noninterest income | 33,000 | 73,000 | 112,000 | 172,000 |
| Noninterest expense | 381,000 | 749,000 | 1,122,000 | 1,465,000 |
| Provision for loan losses | -150,000 | -150,000 | -150,000 | -150,000 |
| Pretax income | 146,000 | 207,000 | 245,000 | 320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 207,000 | 245,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,229,000 | 4,269,000 | 4,343,000 |
| Total capital | 4,488,000 | 4,538,000 | 4,604,000 | 4,673,000 |
| Risk-weighted assets | 25,405,000 | 24,503,000 | 26,549,000 | 26,231,000 |