Call reports 2014
KEY COMMUNITY BANK — 2014
What KEY COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,429,000 | 42,175,000 | 42,919,000 | 40,983,000 |
| Total loans | 24,636,000 | 24,269,000 | 25,414,000 | 23,676,000 |
| Allowance for loan losses | 658,000 | 662,000 | 663,000 | 662,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,167,000 | 37,937,000 | 38,753,000 | 36,864,000 |
| Interest-bearing deposits | 24,265,000 | 23,273,000 | 24,768,000 | 23,216,000 |
| Noninterest-bearing deposits | 11,902,000 | 14,664,000 | 13,985,000 | 13,648,000 |
| Equity capital | 4,127,000 | 4,163,000 | 4,062,000 | 4,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 687,000 | 1,048,000 | 1,399,000 |
| Interest expense | 21,000 | 37,000 | 52,000 | 66,000 |
| Net interest income | 320,000 | 650,000 | 996,000 | 1,333,000 |
| Noninterest income | 95,000 | 220,000 | 216,000 | 315,000 |
| Noninterest expense | 452,000 | 870,000 | 1,313,000 | 1,787,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -250,000 |
| Pretax income | 213,000 | 250,000 | 149,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 250,000 | 149,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,127,000 | 4,163,000 | 4,062,000 | 4,023,000 |
| Total capital | 4,465,000 | 4,490,000 | 4,405,000 | 4,337,000 |
| Risk-weighted assets | 26,685,000 | 25,837,000 | 27,102,000 | 24,758,000 |